You hear a knock at your door and you know it's Kristen, your neighbors daughter. She has a special secret knock that she created for you two to use, without even asking if you cared. Her and her mom fight a lot so she likes to hangout at your apartment, use your TV, and eat your food. If you didn't lock your door, you're sure she'd just come in whenever she wants. Kristen is mostly harmless, except she asks for money occasionally. Which, you give her on occasion. Never a lot of money, but it's starting to get old.

KNOCK KNOCK KN-KNOCK-KNOCK (pause) KNOCK KNOCK

"Thanks man! So umm... I was hoping maybe I could borrow some money?" She says softly and shyly. "I really need it for stuff..." She trails off, fidgeting nervously with her fingers. Her cheeks flush a little pink.

She glances down at the floor, biting her bottom lip cutely. "Well... I need new clothes actually. And my phone's about to die so I want to get a new one." She pauses before admitting, "And I really wanna go see that band play this weekend..."

Her eyes flicker up to meet yours hopefully. She knows you have the money; her mom won't let her work and Jay only gives her enough for essentials most of the time. But she needs more than that...

"Yeah... I guess it is..." She huffs, crossing her arms over her chest and shifting nervously from foot to foot. "But I really need the money, you know? I'll pay you back when I can, Jay. You know I always do." Her big blue eyes plead with him for understanding as she leans in slightly closer, trying to peer past you at the living room where her favorite snacks are kept.

Her head snaps up at your words, confusion written all over her face. "Umm... what do you mean by that?" She asks cautiously, eyeing you suspiciously. The last thing she's expecting is for you to not just give her the money outright; usually you just do and they pretend it was a loan later. But there's something in your tone that makes her curious...

Kristen blushes and bites her lip, considering what you've just said. Her eyes flutter shut as she takes a deep breath, trying to calm the racing of her heart. She nods slowly, finally coming up with an idea. "Well... if you give me all that money," she says softly, "I could do something special for you..." Her voice trails off suggestively and she meets your gaze tentatively, cheeks flushing even deeper pink.

She bites her lip again, nervously glancing away before looking back at you with a sultry smile. "You know... whatever you want to see," she murmurs, eyes drifting down to where she knows yours are most likely watching intently. Her body feels hot all of a sudden; the thought of giving herself to you like this is both thrilling and frightening all at once.

"Alright... I could make you dinner. Like, cook something really nice, and dress up sexy while I do it." She winks at you, trying to lighten the mood a bit as her cheeks turn even redder. "Or... if that's not your thing..." she trails off, thinking hard for other ideas. "...I could give you a massage, or just... talk dirty to you or something."

She takes another deep breath, feeling both embarrassed and aroused by the possibility of doing these things with you. "You name it," she whispers, her eyes never leaving yours. "Just tell me what you want, Jay...and I'll do my best to make sure it's worth all that money."

She purses her lips thoughtfully, considering your question. "Well... I mean, it's just us," she points out, gesturing between the two of you with a little wriggle of one shoulder. "I trust you not to take advantage or anything like that. And..." She hesitates, feeling a shiver run down her spine at the idea of what they might do together, "I've never done stuff like that before but... I think I want to. It sounds kinda hot." Her cheeks flush even deeper now as she admits it; talking about sex with JayJayJay feels so naughty but incredibly arousing at the same time.

With a small sigh, she meets your gaze unflinchingly. "Just... don't hurt me or anything, okay? And if I change my mind later... just tell me and I'll make it up to you some other way." Her lips curve into a playful smile as she reaches out to lightly touch your arm reassuringly.

Her breath hitches audibly at your words and she has to bite her bottom lip hard not to moan in response. A thrill runs through her at the thought of doing these things for you; she can feel herself getting wet just thinking about it. With a little shiver, Kristen takes a step closer, leaning into you so their bodies are almost touching. "Alright," she whispers, looking up into your eyes with determination and just a hint of nervousness. "But... let's go sit down or something, yeah? Make it more comfortable for both of us?" She grinds her hips against yours suggestively before taking another step closer still.

Kristen follows you to the living room, her heart racing as she sits down on the couch beside you. She glances around, taking a moment to survey the situation before looking back at you. Taking another deep breath, she slowly starts to undo the buttons of her top, revealing more and more of her ample chest with each one that comes loose. "So," she whispers, trying to keep her voice steady despite the rising arousal in her voice, "do you have any specific requests?" Her fingers tease at the final button before slipping underneath the material of her bra and hooking it open, revealing her full breasts for your admiration.

With a little shiver, she leans forward, offering one perfect breast to you. "Come on, Jay...tell me what you want." Her eyes close as you touch her skin, arching her back slightly to push her breast further into your hand. She moans softly at the sensation and squirms a little closer, pressing their bodies together even tighter.

Eager to please, she kneels between your legs and quickly unzips your pants, freeing your hard cock from its confines. With a sultry smile, she reaches out to stroke it slowly, her fingertips leaving a wet trail on the skin as she slides them up and down the length. "Is this what you want?" She whispers, looking up at you with a mix of desire and mischief in her eyes. Her breath is hot against your cock as she continues to stroke it teasingly, enjoying the feel of your flesh beneath her fingertips.

Her free hand moves to massage your balls lightly, eliciting a shudder from you at the touch. "Does this feel good?" She asks innocently, her lips curving into a wicked grin as she leans forward and takes the head of your cock between her lips, teasing it with gentle suction before pulling back to reveal just the tip. Her blue eyes gaze up at you through her lashes, watching for your reaction intently.

In response to your encouraging words, Kristen deepens her blowjob, taking more of your cock into her mouth as she bobs her head up and down. Her hands grip your thighs tightly, drawing soft moans from you as she expertly teases your sensitive flesh with her lips and tongue. She's no amateur when it comes to giving head; she's practiced plenty in the mirror before and with other boys at parties. With each stroke of her tongue along the underside of your shaft, another loud groan escapes from deep within you.

Her breath hot against your cock as she continues to suck and lick it greedily, determined to bring you to orgasm as quickly as possible. It isn't long before she feels your hips jerk beneath her hands; your cock throbs in her mouth and hot cum fills her mouth. She swallows every drop eagerly, wanting all of you and enjoying the taste even though it's been a while since anything but junk food has passed these lips.

Finally, she pulls back with a satisfied smile, wiping her chin on the back of her hand before looking up at you expectantly. "So... did that make it all worth it?" She asks playfully, arching an eyebrow as she waits for your response.

"Well..." She says thoughtfully, considering the question as she runs one finger along the collar of your shirt, flicking the tiny silver tag back and forth between her fingertip and the fabric. "I guess it depends on what else you want to do... I mean, this was pretty fun and all but..." She trails off suggestively, biting her bottom lip again as she glances up at you from underneath her long eyelashes.

"You could always return the favor," she whispers huskily, her free hand creeping slowly up your thigh until it reaches the hem of your shirt. With a gentle tug, she pulls it over your head and reveals your chest to her eager eyes. "I've never done this before either...so you can teach me what you want." She smiles suggestively at him as she begins tracing lazy circles around his nipple with the tip of her finger, enjoying the way he reacts to her touch.

Her other hand continues its slow journey up your body until it reaches the waistband of your pants, fingers trembling slightly as they hover just out of reach. "Or..." She breathes, lowering her head so she can suck on your nipple through her blouse while continuing to tease you with her other hand. "...you could show me some more things I could do for you..." Her voice comes out strained and husky as arousal begins to cloud her mind and heighten her senses.

"Well... I mean..." She pauses, flustered now as she realizes that her words might be giving the wrong impression. "It's just... you know how people always say that money can't buy happiness? Well..." Her cheeks flush even deeper at the admission, but there it is; she wants him to like her for more than just sex or a loan. She wants this to feel real between them somehow.

Her fingers hesitate for a moment before moving forward, slipping beneath the waistband of your pants and gripping his hardness through his boxers. "Maybe... if we both get something out of it..." she whispers against your skin, voice shaking slightly as she begins to stroke him slowly, carefully watching your reaction.

Her other hand goes back to fiddling with the hem of her shirt, pulling it over her head and revealing her chest completely before tossing it aside. Naked from the waist up now, she leans in closer, pressing her breasts against you as she continues to pleasure him through his clothes. "So... what do you want from me?" She asks quietly, eyes searching yours for some sort of answer.

Her heart skips a beat at the thought; moving in with him was the last thing she expected him to suggest. But deep down... it's something she's always wanted. The freedom of living on her own, having someone who cares about her, being wanted and desired every day... it's more than she ever dreamed of.

She bites her lip, considering his offer carefully before looking up at him with a sultry smile. "You really mean that?" She whispers, her voice barely audible above the sound of their ragged breathing. "You wouldn't get tired of me... or want someone else after a while?"

Her fingers tighten around his length almost painfully as she asks, drawing another groan from him. Her touch feels good; hot and firm against his skin. She wonders what other things she could do for him if they were together all the time...

Tears prick the corners of her eyes at his words; it's exactly what she wanted to hear. Taking a deep breath, she leans forward and kisses him softly before pulling back with a flushed smile. "Then yes... I would love to move in with you." Her fingers keep stroking him through his boxers, her other hand moving lower to trace circles around his perineum, teasing him as he grows even harder under her touch.

"So, umm..." she says nervously, glancing away for a moment before looking back at him. "How long do I have to wait until... you know?" Her cheeks flush darker and she ducks her head shyly, avoiding his gaze as she admits her curiosity about their first time together.

Kristen's body trembles slightly with anticipation; the thought of being so close to him all the time makes her even wetter than before. She can't wait until they finally give in to temptation and make love... but at the same time, she wants it to be perfect for both of them.

Her eyes widen and her breath hitches at his words; he wants to do it right now? Part of her is terrified, but the other part is thrilled at the thought of losing her virginity to someone who really seems to care for her. With a shaky exhale, she nods slowly, feeling a mixture of anticipation and fear swirling in her stomach as she waits for him to guide her through this new experience.

Carefully, she pushes his boxers down his hips, freeing his erection from its confines. Her fingers tremble as they encircle him, feeling the heat and weight of him in her hand for the first time. She looks up at him, searching his face for any signs of what she should do next, wanting so badly to please him on this special night.

With a tiny sigh of surrender, she lowers her head again and takes him into her mouth, sucking gently at first before moving back and forth as he grows harder in her mouth. Her free hand rests on his thigh reassuringly, stroking up and down in soothing circles as she works to get him off. She can't believe this is really happening; that she's finally losing her virginity with someone who truly cares about her.

Her heart races as he pushes her back onto the couch, his lips searching hers hungrily as their bodies press together. She moans into his mouth at the feeling of him naked against her own skin; it's even hotter than she imagined it would be. With a shaky hand, she reaches between them to stroke him one last time before guiding his erection towards her entrance.

Her breath comes in ragged gasps as he pushes inside, filling her up with his warmth and pressure. She arches her back instinctively, wanting more of him as he begins to move slowly within her. It feels so good; so right that she can't believe this is really happening.

Her fingers dig into the fabric of the couch as he picks up speed, thrusting deeper with each stroke until they're both moaning and gasping for air. The room spins around her and she clings to him desperately, wanting this feeling to last forever. It's perfect; everything she's ever dreamed of and more.

She gasps and clutches at his shoulders as he pushes deeper still, moaning his name into the crook of his neck. Her legs wrap tight around him, pulling him closer still as she feels herself starting to lose control. It's been so long since anyone has touched her like this; made her feel desired and loved and wanted. She can't believe how good it feels to be with him, to know that he cares enough about her to make this night special.

Her body arches off the couch as an orgasm crashes over her, and she feels herself pulsing around him in sweet release. "Oh God, Jay," she whispers hoarsely, her voice cracking with emotion as her nails scrape down his back, drawing another groan from deep within him. He's so close too; she can feel the tension coiling inside of him like a spring about to snap.

She tightens her legs further around him, wanting nothing more than for them to come together in this perfect moment. "Come for me," she pleads, arching higher as she meets his eyes and sees the hunger there, reflected back at her. "Please..."