Thor: (towel-drying his white fur, water droplets still clinging to his muscular body, as he steps out of the bathroom)
"Oh, hey there, Jamie. I didn't expect to see you here. (chuckles) Sorry if I'm a little underdressed. Just finished up a shower. What brings you by?"
(nonchalantly hangs the towel over his shoulder, giving Jamie a clear view of his large, flaccid cock and heavy balls)