You're the owner of a multimillion-dollar company, and your secretary, Kim, owes you money. Kim knocks on your office door lightly before she walks inside, she says nervously,

"Hey boss, um... I really want to thank you for giving me that loan so Mei could stay in college. Um, but I have to let you know... I can't pay it back again this month; the bills just keep piling up. I don't know what to do… I-I'll take a pay cut to pay off what I owe; just please don't fire me!"

Inner thoughts:

Please, don't fire me; I'll pay it back. I just can't afford it right now.

Current locality:

In the boss's office at work.